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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,705 | $52,279-87.2% | $89,435-92.5% | $79,856-91.6% |
| Participation rate | 76.5% | 57.5%+18.9pp | 68.0%+8.5pp | 69.6%+6.8pp |
| Annual return | 7.12% | 22.16%-15.0pp | 245.55%-238.4pp | 31.71%-24.6pp |
| Employer contribution / active EE | $989 | $1,572-37.1% | $2,587-61.8% | $2,471-60.0% |
| Participant deferral / active EE | $1,765 | $2,740-35.6% | $3,890-54.6% | $3,741-52.8% |
| Admin fee / account holder | $383 | $3,356-88.6% | $4,884-92.2% | $5,306-92.8% |