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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,961 | $95,188-94.8% | $76,518-93.5% | $135,380-96.3% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -20.52% | 4.85%-25.4pp | -0.27%-20.3pp | 519.81%-540.3pp |
| Employer contribution / active EE | $1,443 | $3,303-56.3% | $2,647-45.5% | $4,779-69.8% |
| Participant deferral / active EE | $2,389 | $4,640-48.5% | $3,836-37.7% | $5,609-57.4% |
| Admin fee / account holder | $463 | $6,249-92.6% | $4,849-90.5% | $10,828-95.7% |