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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,032 | $180,466-71.7% | $154,114-66.9% | $135,382-62.3% |
| Participation rate | 55.6% | 87.4%-31.9pp | 83.0%-27.5pp | 82.6%-27.1pp |
| Annual return | -5.05% | 888.15%-893.2pp | 735.16%-740.2pp | 519.77%-524.8pp |
| Employer contribution / active EE | $1,410 | $6,035-76.6% | $5,298-73.4% | $4,779-70.5% |
| Participant deferral / active EE | $2,542 | $5,806-56.2% | $5,081-50.0% | $5,609-54.7% |
| Admin fee / account holder | $525 | $16,144-96.7% | $13,411-96.1% | $10,829-95.1% |