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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,890 | $106,247-84.1% | $96,515-82.5% | $139,466-87.9% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 20.05% | 38.47%-18.4pp | 35.73%-15.7pp | 373.66%-353.6pp |
| Employer contribution / active EE | $1,640 | $4,106-60.1% | $3,740-56.1% | $4,754-65.5% |
| Participant deferral / active EE | $2,489 | $5,456-54.4% | $4,880-49.0% | $6,712-62.9% |
| Admin fee / account holder | $637 | $7,885-91.9% | $6,735-90.5% | $11,409-94.4% |