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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,972 | $71,872-76.4% | $86,691-80.4% | $68,495-75.2% |
| Participation rate | 79.6% | 72.2%+7.4pp | 76.6%+3.0pp | 67.9%+11.7pp |
| Annual return | -21.89% | 3.53%-25.4pp | 35.94%-57.8pp | -7.84%-14.0pp |
| Employer contribution / active EE | $2,539 | $2,173+16.9% | $2,837-10.5% | $2,596-2.2% |
| Participant deferral / active EE | $4,159 | $3,779+10.1% | $4,656-10.7% | $4,028+3.3% |
| Admin fee / account holder | $965 | $6,112-84.2% | $7,492-87.1% | $5,403-82.1% |