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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,543 | $29,716-78.0% | $56,077-88.3% | $80,925-91.9% |
| Participation rate | 96.0% | 41.7%+54.3pp | 52.5%+43.5pp | 67.7%+28.3pp |
| Annual return | 23.62% | 35.30%-11.7pp | 1709.28%-1685.7pp | 35.65%-12.0pp |
| Employer contribution / active EE | $1,417 | $671+111.2% | $1,040+36.2% | $2,756-48.6% |
| Participant deferral / active EE | $3,378 | $1,228+175.0% | $1,954+72.9% | $4,299-21.4% |
| Admin fee / account holder | $561 | $2,432-77.0% | $2,825-80.2% | $6,940-91.9% |