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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,349 | $85,766-61.1% | $136,298-75.5% | $70,126-52.4% |
| Participation rate | 91.3% | 74.2%+17.1pp | 81.9%+9.4pp | 69.5%+21.8pp |
| Annual return | 20.22% | 31.46%-11.2pp | 5156.27%-5136.0pp | 73.15%-52.9pp |
| Employer contribution / active EE | $3,193 | $2,966+7.7% | $4,696-32.0% | $2,343+36.3% |
| Participant deferral / active EE | $6,657 | $5,051+31.8% | $6,247+6.6% | $3,332+99.8% |
| Admin fee / account holder | $2,802 | $5,421-48.3% | $9,244-69.7% | $4,645-39.7% |