Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,517 | $62,672-65.7% | $185,117-88.4% | $70,126-69.3% |
| Participation rate | 37.2% | 63.8%-26.6pp | 77.3%-40.1pp | 69.5%-32.3pp |
| Annual return | 12.18% | 40.79%-28.6pp | 40.50%-28.3pp | 73.15%-61.0pp |
| Employer contribution / active EE | $408 | $1,753-76.7% | $4,182-90.2% | $2,343-82.6% |
| Participant deferral / active EE | $421 | $3,272-87.1% | $5,045-91.7% | $3,332-87.4% |
| Admin fee / account holder | $2,901 | $3,932-26.2% | $8,159-64.5% | $4,645-37.6% |