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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,778 | $90,486-84.8% | $78,676-82.5% | $273,972-95.0% |
| Participation rate | 100.0% | 76.5%+23.5pp | 73.6%+26.4pp | 83.0%+17.0pp |
| Annual return | 13.97% | 75.62%-61.7pp | 62.19%-48.2pp | 41.46%-27.5pp |
| Employer contribution / active EE | $918 | $3,175-71.1% | $2,850-67.8% | $4,869-81.1% |
| Participant deferral / active EE | $2,163 | $3,901-44.6% | $3,517-38.5% | $5,287-59.1% |
| Admin fee / account holder | $2,453 | $5,263-53.4% | $4,510-45.6% | $10,133-75.8% |