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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,678 | $157,276-77.3% | $141,177-74.7% | $152,885-76.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 48.87% | 64.33%-15.5pp | 71.40%-22.5pp | 345.39%-296.5pp |
| Employer contribution / active EE | $2,348 | $5,262-55.4% | $4,736-50.4% | $4,763-50.7% |
| Participant deferral / active EE | $6,185 | $7,110-13.0% | $6,710-7.8% | $5,851+5.7% |
| Admin fee / account holder | $999 | $12,123-91.8% | $10,263-90.3% | $11,598-91.4% |