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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,598 | $100,911-54.8% | $90,440-49.6% | $158,966-71.3% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.7%-12.7pp | 82.0%-22.0pp |
| Annual return | 18.44% | 1726.62%-1708.2pp | 1294.38%-1275.9pp | 302.95%-284.5pp |
| Employer contribution / active EE | $1,154 | $3,690-68.7% | $3,263-64.6% | $4,762-75.8% |
| Participant deferral / active EE | $5,200 | $4,348+19.6% | $3,964+31.2% | $5,983-13.1% |
| Admin fee / account holder | $8,343 | $6,507+28.2% | $5,615+48.6% | $11,250-25.8% |