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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,578 | $43,730+111.7% | $121,220-23.6% | $64,173+44.3% |
| Participation rate | 44.1% | 58.3%-14.3pp | 71.8%-27.7pp | 69.6%-25.5pp |
| Annual return | 0.00% | 68.94%-68.9pp | 16.94%-16.9pp | 7.63%-7.6pp |
| Employer contribution / active EE | $797 | $1,297-38.6% | $4,023-80.2% | $2,381-66.5% |
| Participant deferral / active EE | $1,461 | $2,281-36.0% | $3,345-56.3% | $3,470-57.9% |
| Admin fee / account holder | $1,224 | $3,502-65.0% | $5,021-75.6% | $4,887-74.9% |