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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,135 | $142,361-81.6% | $119,608-78.1% | $134,509-80.6% |
| Participation rate | 69.2% | 82.8%-13.6pp | 79.3%-10.0pp | 81.2%-12.0pp |
| Annual return | -16.32% | -12.46%-3.9pp | -14.98%-1.3pp | 418.13%-434.5pp |
| Employer contribution / active EE | $1,503 | $5,224-71.2% | $4,232-64.5% | $4,741-68.3% |
| Participant deferral / active EE | $3,935 | $6,468-39.2% | $5,601-29.8% | $6,400-38.5% |
| Admin fee / account holder | $283 | $13,588-97.9% | $10,326-97.3% | $11,427-97.5% |