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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC5+ years Filed as: FRANCIS INVESTMENT COUNSEL Service code 16 · EIN 75-3182674 | Consulting | $59,240 |
MILLIMAN, INC.5+ years Service code 15 · EIN 91-0675641 | Recordkeeping | $45,953 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,739 | $130,294-53.4% | $170,043-64.3% | $71,511-15.1% |
| Participation rate | 85.4% | 86.2%-0.8pp | 87.0%-1.6pp | 67.9%+17.5pp |
| Annual return | 16.52% | 20.36%-3.8pp | 53.40%-36.9pp | 28.86%-12.3pp |
| Employer contribution / active EE | $1,364 | $4,385-68.9% | $6,790-79.9% | $2,589-47.3% |
| Participant deferral / active EE | $4,288 | $6,928-38.1% | $10,410-58.8% | $4,291-0.1% |
| Admin fee / account holder | $403 | $966-58.3% | $12,824-96.9% | $1,588-74.6% |