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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,553 | $110,337+97.2% | $102,383+112.5% | $145,877+49.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.90% | 24.83%-7.9pp | 24.94%-8.0pp | 551.28%-534.4pp |
| Employer contribution / active EE | $2,896 | $4,216-31.3% | $3,870-25.2% | $4,663-37.9% |
| Participant deferral / active EE | $9,000 | $5,621+60.1% | $5,060+77.9% | $6,691+34.5% |
| Admin fee / account holder | $413 | $9,750-95.8% | $8,391-95.1% | $13,402-96.9% |