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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,155 | $133,998+28.5% | $112,263+53.3% | $134,545+28.0% |
| Participation rate | 60.0% | 78.6%-18.6pp | 75.1%-15.1pp | 81.2%-21.2pp |
| Annual return | -20.78% | 47.17%-68.0pp | 27.49%-48.3pp | 418.37%-439.2pp |
| Employer contribution / active EE | $9,556 | $4,040+136.5% | $3,636+162.8% | $4,742+101.5% |
| Participant deferral / active EE | $7,800 | $5,292+47.4% | $4,729+64.9% | $6,401+21.9% |
| Admin fee / account holder | $24 | $7,493-99.7% | $6,410-99.6% | $11,431-99.8% |