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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,397 | $110,212-71.5% | $96,534-67.5% | $139,466-77.5% |
| Participation rate | 75.0% | 78.1%-3.1pp | 76.0%-1.0pp | 80.3%-5.3pp |
| Annual return | 17.78% | 26.42%-8.6pp | 25.88%-8.1pp | 373.66%-355.9pp |
| Employer contribution / active EE | $3,593 | $3,620-0.8% | $2,965+21.1% | $4,754-24.4% |
| Participant deferral / active EE | $14,084 | $5,547+153.9% | $4,851+190.3% | $6,712+109.8% |
| Admin fee / account holder | $947 | $11,599-91.8% | $8,253-88.5% | $11,409-91.7% |