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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,368 | $88,585-89.4% | $69,884-86.6% | $134,532-93.0% |
| Participation rate | 93.8% | 74.9%+18.8pp | 70.5%+23.3pp | 81.2%+12.5pp |
| Annual return | -25.47% | 442.80%-468.3pp | 190.81%-216.3pp | 418.27%-443.7pp |
| Employer contribution / active EE | $2,697 | $3,235-16.6% | $2,560+5.4% | $4,741-43.1% |
| Participant deferral / active EE | $5,613 | $4,770+17.7% | $3,848+45.9% | $6,401-12.3% |
| Admin fee / account holder | $600 | $10,441-94.2% | $6,266-90.4% | $11,429-94.7% |