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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,279 | $103,387-38.8% | $87,102-27.4% | $152,885-58.6% |
| Participation rate | 77.8% | 79.4%-1.6pp | 76.9%+0.9pp | 82.5%-4.7pp |
| Annual return | 21.51% | 28.10%-6.6pp | 28.19%-6.7pp | 345.39%-323.9pp |
| Employer contribution / active EE | $2,753 | $3,221-14.5% | $2,521+9.2% | $4,763-42.2% |
| Participant deferral / active EE | $5,868 | $4,778+22.8% | $4,048+45.0% | $5,851+0.3% |
| Admin fee / account holder | $11,385 | $12,193-6.6% | $7,491+52.0% | $11,598-1.8% |