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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,165 | $138,114+17.4% | $125,391+29.3% | $134,545+20.5% |
| Participation rate | 38.5% | 84.5%-46.0pp | 82.4%-43.9pp | 81.2%-42.8pp |
| Annual return | -13.31% | 750.88%-764.2pp | 572.41%-585.7pp | 418.37%-431.7pp |
| Employer contribution / active EE | $1,405 | $5,246-73.2% | $4,816-70.8% | $4,742-70.4% |
| Participant deferral / active EE | $5,057 | $7,801-35.2% | $7,448-32.1% | $6,401-21.0% |
| Admin fee / account holder | $1,101 | $11,570-90.5% | $10,009-89.0% | $11,431-90.4% |