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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,470 | $165,399+108.9% | $149,745+130.7% | $158,982+117.3% |
| Participation rate | 27.3% | 84.6%-57.3pp | 82.5%-55.2pp | 82.0%-54.7pp |
| Annual return | 6.64% | 348.34%-341.7pp | 276.72%-270.1pp | 302.99%-296.4pp |
| Employer contribution / active EE | $1,795 | $5,105-64.8% | $4,646-61.4% | $4,763-62.3% |
| Participant deferral / active EE | $6,244 | $7,183-13.1% | $6,843-8.8% | $5,983+4.3% |
| Admin fee / account holder | $33 | $10,811-99.7% | $9,312-99.6% | $11,252-99.7% |