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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,775 | $34,316-36.5% | $74,722-70.9% | $72,975-70.2% |
| Participation rate | 82.0% | 42.4%+39.6pp | 54.5%+27.5pp | 69.5%+12.5pp |
| Annual return | 27.73% | 26.58%+1.2pp | 753.11%-725.4pp | 81.01%-53.3pp |
| Employer contribution / active EE | $841 | $692+21.6% | $1,084-22.4% | $2,440-65.5% |
| Participant deferral / active EE | $1,600 | $1,272+25.8% | $1,963-18.5% | $3,608-55.7% |
| Admin fee / account holder | $550 | $2,125-74.1% | $3,335-83.5% | $5,124-89.3% |