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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,506 | $34,634-6.1% | $77,096-57.8% | $64,819-49.9% |
| Participation rate | 39.8% | 49.8%-10.0pp | 67.9%-28.1pp | 71.5%-31.7pp |
| Annual return | -16.89% | -5.31%-11.6pp | 42.35%-59.2pp | 32.84%-49.7pp |
| Employer contribution / active EE | $1,160 | $1,385-16.2% | $2,814-58.8% | $2,507-53.7% |
| Participant deferral / active EE | $1,795 | $2,553-29.7% | $4,429-59.5% | $4,311-58.4% |
| Admin fee / account holder | $241 | $178+35.3% | $5,428-95.6% | $188+28.4% |