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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,126 | $77,908-66.5% | $149,696-82.5% | $75,173-65.2% |
| Participation rate | 51.6% | 65.6%-14.0pp | 78.8%-27.2pp | 67.2%-15.6pp |
| Annual return | 19.84% | 31.73%-11.9pp | 134.46%-114.6pp | 160.72%-140.9pp |
| Employer contribution / active EE | $1,227 | $3,138-60.9% | $4,821-74.5% | $2,671-54.1% |
| Participant deferral / active EE | $2,451 | $3,411-28.1% | $5,682-56.9% | $4,126-40.6% |
| Admin fee / account holder | $999 | $5,950-83.2% | $13,212-92.4% | $5,651-82.3% |