Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,197 | $45,082-55.2% | $69,464-70.9% | $72,975-72.3% |
| Participation rate | 48.4% | 68.5%-20.1pp | 74.6%-26.2pp | 69.5%-21.1pp |
| Annual return | 23.72% | 22.66%+1.1pp | 28.98%-5.3pp | 81.01%-57.3pp |
| Employer contribution / active EE | $299 | $2,055-85.5% | $2,779-89.2% | $2,440-87.7% |
| Participant deferral / active EE | $1,011 | $2,604-61.2% | $3,536-71.4% | $3,608-72.0% |
| Admin fee / account holder | $379 | $3,057-87.6% | $3,840-90.1% | $5,124-92.6% |