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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,197 | $86,938+13.0% | $102,423-4.1% | $80,925+21.3% |
| Participation rate | 64.6% | 72.4%-7.8pp | 76.5%-11.9pp | 67.7%-3.0pp |
| Annual return | 24.50% | 18.89%+5.6pp | 29.42%-4.9pp | 35.65%-11.2pp |
| Employer contribution / active EE | $2,308 | $2,369-2.6% | $3,023-23.6% | $2,756-16.3% |
| Participant deferral / active EE | $9,950 | $4,120+141.5% | $5,054+96.9% | $4,299+131.5% |
| Admin fee / account holder | $401 | $8,053-95.0% | $9,455-95.8% | $6,940-94.2% |