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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,470 | $85,766-36.5% | $136,298-60.0% | $70,126-22.3% |
| Participation rate | 97.2% | 74.2%+23.1pp | 81.9%+15.3pp | 69.5%+27.7pp |
| Annual return | 29.38% | 31.46%-2.1pp | 5156.27%-5126.9pp | 73.15%-43.8pp |
| Employer contribution / active EE | $3,198 | $2,966+7.8% | $4,696-31.9% | $2,343+36.5% |
| Participant deferral / active EE | $6,561 | $5,051+29.9% | $6,247+5.0% | $3,332+96.9% |
| Admin fee / account holder | $1,138 | $5,421-79.0% | $9,244-87.7% | $4,645-75.5% |