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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,715 | $167,533+73.5% | $151,645+91.7% | $134,545+116.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -23.13% | 7.81%-30.9pp | 3.34%-26.5pp | 418.37%-441.5pp |
| Employer contribution / active EE | $6,841 | $6,828+0.2% | $6,165+11.0% | $4,742+44.3% |
| Participant deferral / active EE | $18,029 | $8,985+100.7% | $8,363+115.6% | $6,401+181.6% |
| Admin fee / account holder | $8,636 | $13,781-37.3% | $11,614-25.6% | $11,431-24.5% |