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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,255 | $184,000+91.4% | $162,185+117.2% | $152,909+130.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 31.54% | 150.80%-119.3pp | 115.61%-84.1pp | 345.46%-313.9pp |
| Employer contribution / active EE | $4,036 | $6,370-36.6% | $5,613-28.1% | $4,764-15.3% |
| Participant deferral / active EE | $21,853 | $8,033+172.1% | $7,297+199.5% | $5,851+273.5% |
| Admin fee / account holder | $2,572 | $13,124-80.4% | $10,844-76.3% | $11,601-77.8% |