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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,228 | $150,446-44.7% | $136,297-38.9% | $147,585-43.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.57% | 1049.14%-1034.6pp | 5156.19%-5141.6pp | 578.58%-564.0pp |
| Employer contribution / active EE | $11,870 | $5,256+125.8% | $4,696+152.8% | $4,876+143.4% |
| Participant deferral / active EE | $5,409 | $6,631-18.4% | $6,247-13.4% | $5,439-0.6% |
| Admin fee / account holder | $4,647 | $10,906-57.4% | $9,244-49.7% | $10,886-57.3% |