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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,777 | $167,362-32.0% | $143,799-20.9% | $134,532-15.4% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -8.80% | 0.47%-9.3pp | -0.04%-8.8pp | 418.27%-427.1pp |
| Employer contribution / active EE | $1,875 | $5,620-66.6% | $4,952-62.1% | $4,741-60.5% |
| Participant deferral / active EE | $4,475 | $6,447-30.6% | $5,638-20.6% | $6,401-30.1% |
| Admin fee / account holder | $3,835 | $18,094-78.8% | $14,677-73.9% | $11,429-66.4% |