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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,330 | $77,492+86.3% | $100,398+43.8% | $80,911+78.4% |
| Participation rate | 78.4% | 76.9%+1.5pp | 81.5%-3.1pp | 67.6%+10.8pp |
| Annual return | 8.15% | 37.23%-29.1pp | 49.32%-41.2pp | 35.63%-27.5pp |
| Employer contribution / active EE | $596 | $2,800-78.7% | $3,946-84.9% | $2,756-78.4% |
| Participant deferral / active EE | $3,953 | $6,817-42.0% | $8,084-51.1% | $4,297-8.0% |
| Admin fee / account holder | $19,748 | $5,892+235.2% | $7,893+150.2% | $6,935+184.8% |