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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,947 | $148,623-36.1% | $135,974-30.2% | $139,466-31.9% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 29.85% | 79.30%-49.4pp | 68.30%-38.5pp | 373.66%-343.8pp |
| Employer contribution / active EE | $3,304 | $5,246-37.0% | $4,859-32.0% | $4,754-30.5% |
| Participant deferral / active EE | $7,188 | $8,103-11.3% | $7,760-7.4% | $6,712+7.1% |
| Admin fee / account holder | $5,436 | $12,406-56.2% | $10,767-49.5% | $11,409-52.4% |