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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,685 | $165,399-54.8% | $149,745-50.1% | $158,982-53.0% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | 18.81% | 348.34%-329.5pp | 276.72%-257.9pp | 302.99%-284.2pp |
| Employer contribution / active EE | $1,501 | $5,105-70.6% | $4,646-67.7% | $4,763-68.5% |
| Participant deferral / active EE | $5,741 | $7,183-20.1% | $6,843-16.1% | $5,983-4.1% |
| Admin fee / account holder | $2,355 | $10,811-78.2% | $9,312-74.7% | $11,252-79.1% |