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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,524 | $183,592+37.0% | $155,574+61.7% | $145,877+72.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 47.87% | 61.37%-13.5pp | 64.87%-17.0pp | 551.28%-503.4pp |
| Employer contribution / active EE | $9,675 | $5,317+82.0% | $4,676+106.9% | $4,663+107.5% |
| Participant deferral / active EE | $27,832 | $6,466+330.4% | $5,629+394.4% | $6,691+316.0% |
| Admin fee / account holder | $4,039 | $19,316-79.1% | $15,914-74.6% | $13,402-69.9% |