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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,306 | $209,422+1.9% | $178,503+19.5% | $158,982+34.2% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.7pp |
| Annual return | 14.52% | 188.81%-174.3pp | 151.12%-136.6pp | 302.99%-288.5pp |
| Employer contribution / active EE | $6,348 | $5,707+11.2% | $5,011+26.7% | $4,763+33.3% |
| Participant deferral / active EE | $6,332 | $5,955+6.3% | $5,202+21.7% | $5,983+5.8% |
| Admin fee / account holder | $3,248 | $17,079-81.0% | $13,987-76.8% | $11,252-71.1% |