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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,227 | $102,595+69.8% | $94,057+85.2% | $154,746+12.6% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 15.80% | 583.42%-567.6pp | 480.62%-464.8pp | 172.34%-156.5pp |
| Employer contribution / active EE | $1,969 | $3,147-37.4% | $2,933-32.9% | $4,379-55.0% |
| Participant deferral / active EE | $4,955 | $5,118-3.2% | $4,709+5.2% | $6,730-26.4% |
| Admin fee / account holder | $2,947 | $7,736-61.9% | $7,244-59.3% | $14,365-79.5% |