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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,596 | $100,938-43.9% | $90,461-37.4% | $158,982-64.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 18.00% | 1727.20%-1709.2pp | 1294.76%-1276.8pp | 302.99%-285.0pp |
| Employer contribution / active EE | $2,682 | $3,691-27.3% | $3,264-17.8% | $4,763-43.7% |
| Participant deferral / active EE | $7,702 | $4,350+77.1% | $3,964+94.3% | $5,983+28.7% |
| Admin fee / account holder | $1,743 | $6,510-73.2% | $5,617-69.0% | $11,252-84.5% |