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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,293 | $147,167-6.7% | $111,392+23.3% | $135,382+1.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 78.9%+21.1pp | 82.6%+17.4pp |
| Annual return | -9.58% | -4.44%-5.1pp | -2.06%-7.5pp | 519.77%-529.3pp |
| Employer contribution / active EE | $5,034 | $5,204-3.3% | $4,328+16.3% | $4,779+5.3% |
| Participant deferral / active EE | $10,927 | $6,565+66.4% | $5,567+96.3% | $5,609+94.8% |
| Admin fee / account holder | $3,871 | $20,270-80.9% | $12,266-68.4% | $10,829-64.3% |