Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,074 | $83,045-63.8% | $130,045-76.9% | $71,511-57.9% |
| Participation rate | 28.9% | 74.1%-45.2pp | 78.5%-49.6pp | 67.9%-39.0pp |
| Annual return | 38.06% | 20.61%+17.5pp | -137.30%+175.4pp | 28.86%+9.2pp |
| Employer contribution / active EE | $1,491 | $2,623-43.2% | $4,321-65.5% | $2,589-42.4% |
| Participant deferral / active EE | $2,327 | $4,436-47.5% | $5,820-60.0% | $4,291-45.8% |
| Admin fee / account holder | $1,153 | $1,727-33.3% | $10,600-89.1% | $1,588-27.4% |