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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,135 | $171,867-91.8% | $149,721-90.6% | $147,586-90.4% |
| Participation rate | 75.0% | 88.2%-13.2pp | 87.1%-12.1pp | 82.8%-7.8pp |
| Annual return | 22.83% | 2113.36%-2090.5pp | 1501.67%-1478.8pp | 578.59%-555.8pp |
| Employer contribution / active EE | $4,586 | $6,275-26.9% | $5,444-15.8% | $4,876-6.0% |
| Participant deferral / active EE | $4,046 | $7,270-44.3% | $6,568-38.4% | $5,439-25.6% |
| Admin fee / account holder | $325 | $13,799-97.6% | $11,282-97.1% | $10,886-97.0% |