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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,228 | $153,769-92.7% | $133,975-91.6% | $273,972-95.9% |
| Participation rate | 94.1% | 88.4%+5.8pp | 87.1%+7.1pp | 83.0%+11.1pp |
| Annual return | 21.31% | 36.51%-15.2pp | 29.29%-8.0pp | 41.46%-20.1pp |
| Employer contribution / active EE | $3,740 | $6,029-38.0% | $5,211-28.2% | $4,869-23.2% |
| Participant deferral / active EE | $5,481 | $6,958-21.2% | $6,282-12.7% | $5,287+3.7% |
| Admin fee / account holder | $1,337 | $11,765-88.6% | $9,324-85.7% | $10,133-86.8% |