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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,932 | $118,708-20.0% | $98,920-4.0% | $158,966-40.3% |
| Participation rate | 80.0% | 77.8%+2.2pp | 76.0%+4.0pp | 82.0%-2.0pp |
| Annual return | 16.91% | 372.49%-355.6pp | 196.47%-179.6pp | 302.95%-286.0pp |
| Employer contribution / active EE | $3,493 | $3,334+4.8% | $2,689+29.9% | $4,762-26.7% |
| Participant deferral / active EE | $9,154 | $5,089+79.9% | $4,245+115.6% | $5,983+53.0% |
| Admin fee / account holder | $15,400 | $10,134+52.0% | $6,643+131.8% | $11,250+36.9% |