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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,114 | $104,251-43.3% | $91,004-35.0% | $147,586-59.9% |
| Participation rate | 75.0% | 78.2%-3.2pp | 75.6%-0.6pp | 82.8%-7.8pp |
| Annual return | 21.60% | 27.06%-5.5pp | 4.60%+17.0pp | 578.59%-557.0pp |
| Employer contribution / active EE | $3,493 | $3,116+12.1% | $2,456+42.3% | $4,876-28.4% |
| Participant deferral / active EE | $8,949 | $4,195+113.3% | $3,548+152.2% | $5,439+64.5% |
| Admin fee / account holder | $1,612 | $8,948-82.0% | $5,417-70.2% | $10,886-85.2% |