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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,319 | $117,846+23.3% | $102,434+41.9% | $145,884-0.4% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 18.18% | 31.90%-13.7pp | 29.46%-11.3pp | 551.85%-533.7pp |
| Employer contribution / active EE | $2,127 | $3,615-41.2% | $3,023-29.7% | $4,662-54.4% |
| Participant deferral / active EE | $4,602 | $5,733-19.7% | $5,055-9.0% | $6,690-31.2% |
| Admin fee / account holder | $27,507 | $13,356+106.0% | $9,462+190.7% | $13,392+105.4% |