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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,313 | $100,811-28.3% | $86,698-16.6% | $134,545-46.3% |
| Participation rate | 94.4% | 79.0%+15.5pp | 76.6%+17.9pp | 81.2%+13.2pp |
| Annual return | -24.67% | 29.11%-53.8pp | 35.96%-60.6pp | 418.37%-443.0pp |
| Employer contribution / active EE | $3,222 | $3,490-7.7% | $2,837+13.6% | $4,742-32.0% |
| Participant deferral / active EE | $5,694 | $5,339+6.6% | $4,656+22.3% | $6,401-11.0% |
| Admin fee / account holder | $2,317 | $10,926-78.8% | $7,492-69.1% | $11,431-79.7% |