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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,319 | $117,829+23.3% | $102,423+41.9% | $145,877-0.4% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 18.18% | 31.83%-13.7pp | 29.42%-11.2pp | 551.28%-533.1pp |
| Employer contribution / active EE | $2,127 | $3,615-41.2% | $3,023-29.7% | $4,663-54.4% |
| Participant deferral / active EE | $4,602 | $5,732-19.7% | $5,054-8.9% | $6,691-31.2% |
| Admin fee / account holder | $27,507 | $13,335+106.3% | $9,455+190.9% | $13,402+105.2% |