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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,240 | $82,674+18.8% | $125,381-21.6% | $68,486+43.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -21.36% | -5.97%-15.4pp | 572.31%-593.7pp | -7.85%-13.5pp |
| Employer contribution / active EE | $7,118 | $3,382+110.5% | $4,815+47.8% | $2,597+174.1% |
| Participant deferral / active EE | $8,104 | $6,111+32.6% | $7,448+8.8% | $4,028+101.2% |
| Admin fee / account holder | $5,377 | $6,277-14.3% | $10,007-46.3% | $5,404-0.5% |