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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,439 | $138,076+58.2% | $123,553+76.8% | $135,380+61.4% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | -9.95% | 153.70%-163.7pp | 119.21%-129.2pp | 519.81%-529.8pp |
| Employer contribution / active EE | $3,819 | $5,152-25.9% | $4,628-17.5% | $4,779-20.1% |
| Participant deferral / active EE | $8,348 | $6,800+22.8% | $6,426+29.9% | $5,609+48.8% |
| Admin fee / account holder | $1,631 | $10,917-85.1% | $9,284-82.4% | $10,828-84.9% |