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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,715 | $135,645-1.4% | $110,243+21.3% | $135,379-1.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -3.33% | 513.24%-516.6pp | 314.76%-318.1pp | 519.79%-523.1pp |
| Employer contribution / active EE | $11,330 | $4,907+130.9% | $3,827+196.1% | $4,779+137.1% |
| Participant deferral / active EE | $7,573 | $5,507+37.5% | $4,672+62.1% | $5,609+35.0% |
| Admin fee / account holder | $5,596 | $11,458-51.2% | $8,548-34.5% | $10,828-48.3% |